Do I need to tell my insurance company about BDI/BDIC?
Short answer: In Michigan, if you’re eligible and pass BDIC within 60 days, SOS does not make the ticket information available to insurers. In Florida, BDI election can withhold adjudication and points, but insurance impacts vary by policy—ask your insurer what they consider.
What to do next
- Michigan: Finish BDIC on time with an approved sponsor.
- Florida: Elect BDI within 30 days, complete, and submit as required.
- Call your insurer to confirm how each outcome affects your premium.
Sources (official)
- Michigan SOS — BDIC eligibility (insurer visibility): https://www.michigan.gov/sos/license-id/bdic
- FLHSMV — Driver Improvement Schools (BDI overview): https://www.flhsmv.gov/driver-licenses-id-cards/education-courses/driver-improvement-schools/
Enroll at Road Ready Safety → https://roadreadysafety.com/