Can Florida BDI lower my fine or insurance costs?
Short answer: When you elect BDI for an eligible moving violation, adjudication can be withheld and points are not added to your record. Fines and court costs are set by the county; some situations may involve reduced civil penalties. Insurance impacts vary by policy—ask your insurer whether completing BDI could help.
What to do next
- Elect BDI within 30 days (if eligible) and follow clerk instructions.
- Complete an FLHSMV‑approved course and keep your certificate.
- Check with your insurer about premium implications.
Sources (official)
- FLHSMV — Questions About Driving Records (adjudication withheld): https://www.flhsmv.gov/driver-licenses-id-cards/general-information/questions-about-driving-records/
- FLHSMV — Driver Improvement Schools (eligibility/frequency): https://www.flhsmv.gov/driver-licenses-id-cards/education-courses/driver-improvement-schools/
- Florida Clerks — Find Your Clerk: https://www.flclerks.com/page/findaclerk
Enroll at Road Ready Safety → https://roadreadysafety.com/